December 26, 2017 the company of IT-solutions for marketing D2 graduated the creation of a software package for the provision of microloans. The customer was the financial services company AmoCredit. The project includes the creation and administration of a site with a full functional and logic for microlending, development of an algorithm of loans issuance and scoring of the aspirants, and also collection and special storage of user database. AmoCredit bet on speed and simplicity: the IT system processes applications in 30 seconds.
"Today there are almost no companies that do not use IT-products and do not use the services of technology partners, "says the co-founder of AmoCredit Yuri Kantor Drabkin. - "We had need for the formation of our own fintech product associated with the company's development plans. Because, your own product is always the ability to scale, implement unique business processes, introduction of technological innovations. Of course, before contacting D2, we reviewed many finished products, but they did not meet our requirements ".
The creation of the software complex began with the need of automate a number of positions and simplify the work of employees. Then was a long, almost annual, development period. As a result, AmoCredit received an intelligent IT-system. Processing big data helps the aspirants of loan to demonstrate the previous marks of their reliability. And the system learns itself every day, with each new client.
Director and partner of D2 Vladimir Demyanenko: "For this product we chose asp.net framework. He allowed to withstand all the requirements of security and high loads. The task of creating an intelligent system of an instantly processing huge amounts of data, is becoming more and more in demand in various spheres. It does not replace expert experience specialist, the decision maker, but helps him. Suggest the details that a person can simply not pay attention to. We are glad, that AmoCredit already now in Ukraine uses these opportunities ".
Total cost of technological development of the microloan resource amounted to 2.5 million hryvnas. AmoCredit estimate this as quickly payback of investments due to economizes on the salary fund. The company plans to continue investing in software security.